San Juan Mountains Credit Union • 1102 South Cascade Montrose, Co 81401 •


Fee Schedule

Credit Union Fee Schedule
Effective January 1, 2009


Share Draft Fees:  
Transfer Fee $2.00
NSF Fee $25.00
Courtesy Pay Fee $25.00
Stop payment Fee $25.00
Share Draft Print Fee varies
Business Share Draft Fee varies
Other Service Fees:  
Account Reconciliation Fee

$25.00 per hour

Account Research Fee $25.00 per hour
Deposit Item Return Fee $5.00
Original Check Copy Fee $2.00
Wire Transfer Fee $15.00
Garnishment Fee $50.00
NSF ACH Fee $25.00
ACH Stop Payment Fee $25.00
Application Fee $25.00

Additional Monthly Statement Fee

$3.00
Counter Check Fee $0.25
Dormant Account Fee $25.00
Credit Union Check Fee $1.00
Credit Union Check Copy Fee $2.00
Debot Card Pin Reorder Fee $5.00
Debit Card Replacment Fee $10.00
ATM Usage Fee (3 Free Per Month) $1.00
Debit Card Close and Reorder $25.00
Reopen Closed Account Fee $25.00
Visa Late Fee/ Over Limit $25.00
Visa Gift Cards $5.00
Returned Mail Fee $5.00 per item


The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

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Mission Statement:

"TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE".